Labels:box | bulletin board | cabinet | hakham | road | sky | surfboard | tv | windowpane OCR: How hits your wallet Peaple with 30-year fixed rales chose: 28% People with 15-ycar fixed rates chose 31% 60% People with adjustable chose: 594 195 30-year fixed rate 15-year fixed rate Adiustable and balloon The graphs above show t the choices 15. ,000 homeowm- ers made I when retinancing. Mosl refinancers lower their monthly r paymenis. While those who switch from ad- justable to fixed morigages today often see their monthly outlay climb, they get the security of lacking in lowrates Several analysts es timate that the refinanc- ing boom will put $25 billion 10 $30 billionin homeown- ers wallets this vear ixed
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